Our Qualifications

After serving two years in the United States Navy, I decided that it was time to follow in the foot steps of my Father and pursue my Insurance career in January 1989.

John M. Plocharczyk, works as an Independent Life Insurance Broker, and also is a  Registered Representative with Ameritas Investment Corp. "AIC"

I earned the Life Underwriter Training Council Fellow, "LUTCF designation from the American College in September 1993, Completing two years of Personal and Business Life Insurance planning, Advanced Business Planning, and Disability Income Insurance.

I also had the opportunity to teach one year of the Personal Insurance and Business Insurance Planning courses.

Over the past 20 plus years in my business, I am required to complete twenty hours of continued education for my life insurance license every two years, as well as annual course requirements for my security license.

I continue to produce at the "MDRT" Million Dollar Round Table Level, and have achieved production at the very highest level of the MDRT "Top of The Table"

By my past studies in the Insurance & Investment business as well as yearly continued eductaion courses, I am able to provide the most current and up to date information about the ever-changing marketplace.

I recognize the expectations of my clients is continually growing and I am committed to meeting those changing needs.

I earn your business every day by providing a complete portfolio of life insurance companies, including strong relationships with the industry leaders and most innovative carriers...

     * Industries most competitive term life insurance rates

     * Unmatched permanent life insurance solutions

     * Universal life insurance with lifetime guarantees, including joint-survivor policies

     * Whole life insurance

     * Simplified issue & non-medical life insurance 

     * Guaranteed issue whole life insurance

     * Life insurance table-shaving programs

       * Retirement Plan's 401K, Solo K, IRA, Simple and Non Quilified Investments

My goal is to find the best combination of rate of returns, safety, and service for my clients and their families for years to come.